Terms of service.

Disclaimer

The information provided on this website is for general informational and educational

purposes only. It is not a substitute for professional medical, psychological, or

other licensed advice, diagnosis, or treatment.

Always seek the advice of your physician, psychologist, or other qualified health

provider with any questions you may have regarding a medical or mental health

condition. Never disregard professional advice or delay in seeking it because of

something you have read or experienced through this site.

Any testimonials or client feedback shared are individual experiences and should not be

taken as typical results or guarantees.

By purchasing or using products and services from Universal Keys, you agree to the

following conditions:

 Private Calls / Sessions: Non-refundable.

 Digital Courses: Refund requests must be submitted in writing. Courses are fully

refundable until the access email has been issued. Once access is provided,

courses are non-refundable.

 Delivery: Digital products will be delivered via email link within 48 hours of

purchase.

Christopher Mundy, trading as Universal Keys, respects your privacy.

 We do not store credit card details.

 We do not sell or share customer information with third parties, except as

necessary to process your payment or deliver services (e.g., payment providers,

email platforms).

 Personal information collected may be used to:

o Administer the website and services.

o Provide access to purchased courses and content.

o Personalise your experience.

o Send newsletters and updates (if you have opted in – you can

unsubscribe anytime)

For more information on how your data is protected under UK GDPR, or to request

removal of your personal information, please contact us directly.

Website Disclaimer (Energy Healing & Spiritual Content)

All information, products, and services on this website are provided in good faith.

However:

 Energy healing, meditation, and spiritual practices offered through Universal

Keys are considered complementary approaches, not replacements for

medical or psychological treatment.

 Christopher Mundy is not a licensed physician, psychologist, or healthcare

provider.

 No outcomes are guaranteed. Any stories or testimonials are individual

experiences only.

 By using this website or participating in its offerings, you agree that you do so at

your own risk.

For legal purposes, all intuitive readings and energy-based offerings are understood to

be for entertainment purposes only.

By viewing this site, you agree to release and hold harmless Christopher Mundy trading

as Universal Keys, its representatives, and affiliates from any claims, liabilities, or

damages arising from your use of the information or services provided.

All content, including but not limited to text, graphics, images, videos, downloads, and

supporting materials, is the intellectual property of Christopher Mundy, trading as

Universal Keys.

No part of this website or its materials may be copied, reproduced, or distributed in any

form without prior written permission.

Contact Information

Christopher Mundy, trading as Universal Keys

Email: Chrismundy247@gmail.com

Mobile: +44 7380 132452

Address: Universal Keys, 32 High Street, Swindon, Wiltshire, England